| F A C T S | WHAT DOES BALISE DO WITH YOUR PERSONAL INFORMATION? |
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include: - Social Security Number
- Income
- Account Balances
- Payment History
- Credit History
- Employment Information
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| How? | All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information, the reasons Balise chooses to share and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Balise share? | Can you limit this sharing? | For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations or report to credit bureaus | Yes | No | For our marketing purposes
to offer our products and services to you | Yes | No | | For joint marketing with other financial companies | Yes | No | For our affiliates' everyday business purposes
information about your transactions and experiences | Yes | No | For our affiliates' everyday business purposes
information about your creditworthiness | No | We don't share | | For our affiliates to market to you | Yes | Yes | | For non-affiliates to market to you | No | We don't share |
| To limit our sharing | Balise respects your privacy. If you do not want the Balise store or stores with which you have conducted business to share your information with other Balise locations, please send an email stating this to tlavoie@baliseauto.com
Please include your name, home phone number, home address and the names of the Balise locations with which you have done business. This includes stores you have purchased from (Sales, Service or Parts), as well as stores you did not purchase from but to which you provided your information while visiting, calling, emailing or submitting an internet lead.
If you are a new customer, we can begin sharing your information 30 days from the date we received your information. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing. |
| Who we are | | Who is providing this notice? | BALISE |
| What we do | | How does BALISE protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. | | How does BALISE collect my personal information? | We collect your personal information, for example, when you - apply for financing
- give us your income information or provide employment information
- provide account information or give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates or other companies. | | Why can't I limit all sharing? | Federal law gives you the right to limit only - sharing for affiliates' everyday business purposes - information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. |
| Definitions | | Affiliates | Companies related by common ownership or control. They can be financial and non-financial companies. - Affiliates include companies with the Balise name
| | Non-affiliates | Companies not related by common ownership or control. They can be financial and non-financial companies. - Balise does not share with non-affiliates so they can market to you.
| | Joint Marketing | A formal agreement between non-affiliated financial companies that together market financial products or services to you. - Our joint marketing partners include finance companies.
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